Mini Med Insurance Plans

Mini med insurance plans are rapidly becoming a stopgap for employee health care coverage. With more employers than ever cutting back or completely removing health insurance from their fringe benefits, providing this minimal coverage plan is becoming more popular. The employee most often carries the entire premium cost for the plan, which is very cost efficient for the employer.

One of the major concerns of employers who offer the option of mini med insurance plans is the possible misunderstanding by employees of the actual benefits provided. The mini med concept must not be confused with the options afforded in a comprehensive major medical group health plan. The benefits are computed differently for these two types of plans. It is vital that all employees understand what they are buying when they sign on for a mini med plan.

We Are the Experts in Mini Med Insurance Plans
At The Boon Group, we have the experience in the mini med insurance field to provide a presentation that is clearly definitive in how mini med insurance plans work. We work closely with national carriers to design the plan that best fits your employees' needs. We explain in full detail the differences in the mini med plan versus the comprehensive major medical group policy plan in relation to co-pays and benefit maximums.

For part-time and contract workers, the mini med insurance concept is a welcome change from having no insurance options at all. Even though the benefits are minimal, some coverage is proving more enticing than no coverage. We have over 25 years of providing the right coverage for all types of businesses. Contact us with your questions, or for more information about options for your employee benefits package.